Deposit and payment methods at online casinos

A big part of the online casino experience is the payment methods. If you’re playing for real money, you will need to choose a safe and trusted casino payment option. The good news is that there are dozens to use at New Zealand casino sites, including the likes of debit and credit cards, e-wallets, online banking solutions, prepaid vouchers, and cryptocurrencies.

There’s a payment method for all types of players at online casinos, and you can check the best ones below.

All casino payment methods





Online banking


Vouchers and prepaid





Outside of online banking, credit and debit cards are the safest solution to use at online casinos. They are quite convenient for new players as you can deposit and withdraw using Visa or Mastercard. Plus, they’re already widely available, as there are rarely players who don’t have at least one card in their possession.

With debit/credit cards, you can use your bank account to make deposits and withdrawals. The bank-level security is something players crave – it’s much more secure using them than new and untested methods. On top of that, there’s rarely a casino site that doesn’t accept cards, so they’re more widespread than any other option.

  • Easy to use
  • Issued by almost all banks
  • Top-notch security
  • No transaction fees
  • Banks may charge fees or block casino transfers
  • Overspending problems with credit cards
  • Not your own money

The problem with cards is that they’re not ideal for casino players. If you’re using credit cards, it’s not your money. You’re essentially borrowing it from the bank with certain limits, and you’ll have to repay it back. If you get into trouble and lose a lot, you will owe a lot of money to the bank.

On top of that, some banks may charge fees or even block casino deposits or withdrawals. Other potential problems include concerns over privacy, as hackers can steal the data you enter at unsafe casino sites.



E-wallets are digital payment methods that aren’t necessarily tied to bank accounts. There are many options out there that promise top security with low fees and simple and easy transfers. The fact that you can use e-wallets for both deposits and withdrawals is the main advantage. On top of that, they are even faster to use than online banking or cards since there’s no middleman like a bank involved.

To make things even better, they use advanced security features which keep your financial details intact. Also, you can fund them in many ways, including your bank account, cards, or other e-wallets.

  • High level of security
  • Mobile-optimized and easy to use
  • Fast deposits and withdrawals
  • Can be funded in many ways
  • Some e-wallets are not that widespread
  • Limited access to casino bonuses
  • May incur internal fees
  • Low limits

While the pros far outweigh the cons of e-wallets, there are some disadvantages to be aware of. For example, not all e-wallets are as widespread as credit or debit cards. Sometimes, you won’t be able to use them to make deposits that qualify for a bonus. Additionally, there might be internal funding fees or transaction fees when using e-wallets, and several options have low limits making them unsuitable for high-rollers.

Online banking


Online banking is the most secure way to deposit money into your casino account. Period. Provided that your bank allows casino deposits, this is the best way to do it. Furthermore, online banking payments are great for high rollers as they let them deposit higher sums of money. It’s the same with withdrawals – high-rollers bet big to win big, and when they do, they can withdraw big sums of money only via bank accounts.

  • Great for large deposits and withdrawals
  • Perfect for high rollers
  • Top-level security
  • Wide availability
  • Slow transfers
  • Not all banks accept casino transactions
  • A bit of a dated payment method

Aside from the obvious pros, there’s no question that bank deposits are a bit dated in design. Additionally, not all banks will accept casino transactions. Not all players are likely to have casino deposits show up on their bank accounts, so it’s not the perfect payment method for all types of players.



Prepaid vouchers are a new addition to the financial space in the online gambling business. They are anonymous, easy, and fast to use. You can buy them from a network of retail stores or online. Plus, they cost nothing more than the stated amount – if you want to buy a voucher worth NZ$50, it’ll cost you that much. Since you can redeem the money with a unique PIN code, this option is also among the safest you can use.

  • Safe and easy to use
  • Fast deposits with no fees
  • Anonymous transactions
  • Can be bought online and in stores
  • No withdrawals
  • Very limited budget

The most obvious drawback of vouchers such as Paysafecard and Neosurf is the lack of withdrawals. These vouchers are a one-way street, so you won’t be able to claim your winnings. On top of that, their budgets are severely limited to NZ$200 or NZ$300 max. That might be great for beginners, but not for high rollers.


Online casinos are evolving step by step with technology, and with cryptocurrencies being the latest tech hit, it was only a matter of time before they arrived at casino sites. They offer fully anonymous transactions with no financial organizations involved. Plus, the maximum deposit/withdrawal limits are often very stretched when it comes to crypto, making them a perfect pick for high rollers. Casual players who don’t want their name associated with any form of gambling often use Bitcoin and altcoins at casino sites as well.

  • Plenty of variety including altcoins and stablecoins
  • High withdrawal limits
  • Offer fully anonymous gambling online
  • The volatility may cause the price to rise sharply
  • Not widely available
  • Illegal in many countries and states
  • The same volatility can make crypto prices soar or crash and burn

However, for all the good they represent, decentralized cryptocurrencies also present certain challenges when being used at casino sites. For example, they aren’t legal everywhere, and that can be a problem with local laws. Also, they aren’t widely available, meaning not all casinos accept them. On top of that, the decentralized system means there’s no one to keep the price afloat, and the high volatility can make it go high up in the sky or crash down to Earth.


Making a deposit at online casinos is very easy. The process is the same as deposition with any other payment method. The only difference is that you must buy crypto coins from a reputable exchange first and store them in a special wallet. You can easily make a crypto deposit by following the step-by-step guide below.

How to deposit at an online casino?

How to deposit
Follow these few simple steps.
Choose a trusted casino
Find a good casino to register. Stick to our list of recommended casino sites and you can rest assured it’s a good choice.
Register an account
Click on Sign Up or Register and follow the on-screen instructions. Enter accurate and up-to-date data.
Verify your new account
Verify your new account via email – click on the verification link you just received.
Choose your preferred payment method
Now that you’re all set up, it’s time to pick your preferred payment method. Enter the desired amount on the Cashier page and you’re almost there.
Confirm the transaction
All that’s left is to confirm the transaction, which, depending on your payment method, may need confirmation via logins or your phone.

Best deposit methods

CategoryDeposit method
Casual playersCards
High rollersOnline banking
BeginnersPrepaid vouchers
Frequent depositorse-Wallets
Privacy guaranteedPrepaid vouchers, cryptocurrencies


Deposit methodType of fees
CardsTransaction fees, maintenance fees, currency conversion
e-WalletsMaintenance fees, transaction fees, currency conversion
Online bankingTransaction fees
VouchersFulfillment fees


When you’re playing in an online casino, you will most likely win some money. You will certainly like to withdraw that money, and that’s possible via many payment methods. In general, casinos will pay your winnings directly on the payment method you used to make a deposit. If that’s unavailable, in the case of prepaid vouchers you will be asked to pick an alternative.

Before you can make your first withdrawal, you will have to pass the KYC check. In that way, you’ll verify your account and be prepared to make withdrawals anytime you want.

How to withdraw from online casinos?

Withdrawing your winnings from online casinos is relatively easy. The process is not that different from making a deposit and everything is handled on the cashier or payments page. In general, there are only a few steps, with most casinos paying winnings automatically on the deposit option you previously used.

If you choose to get your money on a different payment method, you should select it from the list and follow the on-screen instructions. There are plenty of different payment methods you can use, but overall, New Zealanders mostly stick to Inpay and e-wallets.

Best withdrawal methods


Inpay is one of the top withdrawal options for New Zealand casino players. It’s fast to use, safe, and with no fees, making it the perfect option for anyone. Plus, you can use Inpay for deposits too, so you don’t need to use two different options.

Any e-wallet

E-wallets provide plenty of advantages over other payment methods such as online banking. They can be funded in many ways and used for fast deposits. Withdrawals via e-wallets are safe, easy, and fast too. Plus, there are many options you can use, including Neteller, Skrill, Payz, and PayPal. You can use the one that mostly suits your wants and needs.

Maximum withdrawal limits

One of the first things you’ll learn when making casino withdrawals is learn about the maximum limits. There will be a minimum withdrawal amount you can make and a maximum too. Those limits may be per transaction, daily, weekly, or monthly, so you won’t be able to withdraw a million if you win it.

Moreover, such wins are almost always paid in installments. It’s always a good idea to read a casino’s withdrawal policy and terms if you want to learn more about the limits and how the casino pays.

Know Your Customer procedure

As mentioned earlier, you will need to pass the KYC check before you make your first withdrawal. This is a mandatory procedure that involves you sending some documents to the casino that verify your identity. The information should match what you entered as your personal records on the registration page. In general, most casinos will ask for:

  • Copy of passport or ID
  • Utility bill with your name and address (a recent one)
  • Proof that you own the payment method you’re using

The KYC check usually takes around 24 hours and is a one-time process. You should make an effort to complete it right after sign up so there are no unnecessary withdrawal delays later.

Privacy and security when gambling online

When playing online, your privacy should be of great importance. The best online casinos in New Zealand pay a lot of attention to security and safety features that keep your personal details safe and sound. You’ll be sharing a lot of information at online casinos, including:

  • Name and surname
  • Financial details (card numbers, bank accounts)
  • E-wallet logins
  • Address and phone number

It’s vital to always join trusted casinos that use at least SSL encryption to protect this data. That’s why it’s important to choose the right online casino in order to stay safe.


What’s the safest casino payment method to use online?

All casino payment methods are secure. Online banking is the obvious pick for the most secure payment option, but you can expect a similar level of security with cards and e-wallets too. If you want fully anonymous payments, you should use prepaid vouchers or cryptocurrencies.

Can I use my credit card for both deposits and withdrawals?

Yes, you can use your bank card to deposit and withdraw at online casinos. If you don’t mind your bank knowing what you do in your free time, you can safely use your credit card for casino deposits and withdrawals. Note, some banks block deposits to online casinos.

Are cryptocurrencies legit payment methods at online casinos?

Absolutely. They might be new on the iGaming map, but Bitcoin and altcoins are a fast, fee-free, and anonymous payment method that you can use at online gambling sites.

Is it safe to use my bank account for casino deposits?

Yes, it is. Banks are notorious for their stringent security, and that’s the case with the best casino sites. Thanks to that, it’s easy and safe to use your bank account to fund your casino account.

Do I have to verify my casino account to withdraw winnings?

Yes, all reputable casinos nowadays will require you to verify your account. Pass the KYC check as soon as possible so you can make easy withdrawals later.

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