eCheck online casinos
The online gambling industry is constantly evolving and a lot of that evolution primarily comes in the form of new payment methods. We can now use many other options than just bank accounts and digital payment services, although nothing beats cards and bank transfers. eCheck comes somewhere in between. As the name suggests, it’s a digital check that allows you to pay from your bank account or credit/debit card with no skyrocketing interchange fees yet fast processing times.
Available in the USA and Canada, eCheck is a popular payment method for every casino player who prefers the safety of bank accounts. An additional benefit is that eChecks can handle large amounts of money with low fees, something that cards simply don’t offer.
Best eCheck casino sites in 2024
| Best overall | Jackpot City Casino |
| Casino bonus | Jackpot City Casino |
| Game offer | Jackpot City Casino |
| Fast payout | Jackpot City Casino |
| Mobile app | Jackpot City Casino |
eCheck casinos to avoid
Not all casinos are great, and the same goes for eCheck casino sites too. We have loads of casinos to recommend, but also some you need to avoid if you want the ultimate gambling experience.
Planet 7 Casino
Ruby Red Casino
Captain Jack Casino
eCheck at a glance
Company Overview
| Company name | ACH |
| Type | Government-run payment system |
| Founded | 1998 |
| Solution type | Network for processing transactions |
| Headquarters | Sarasota/Denver, USA |
| Key markets | Canada |
| Website | www.achq.com |
Advantages of using eCheck for online gambling
If you prefer the security of online banking solutions, yet your bank doesn’t allow casino transactions, eChecks are the way to go. There are many advantages to using this payment method at online casinos, including low fees, no need for setting it up, and no additional cards or any tools or services required.
No registration required
Unlike e-wallets or other payment systems, eChecks don’t need registration. You don’t need to create an account if you already own a bank account. This is not a service, but rather a payment processing network on a national level that allows you to pay and withdraw with checks just like in the past, but completely digitally.
Bank-level safety
Nothing beats the safety of bank transactions, and eChecks benefit from it. Since the money goes from your bank account and back to it, all your bank’s safeguards are in place. In that way, you don’t need to worry about losing your deposit or withdrawal or having it stolen, making eChecks one of the safest options out there.
Flexible to use
When using eCheck, you have the option to either use your bank account directly or your credit/debit card. It’s just like making online payments with either, so it’s good to have that kind of flexibility if you prefer one or the other.
Large transactions, no fees
The primary reason why many players love to use eCheck is that it allows you to make larger deposits. You can’t do that with Visa and Mastercard, which are typically limited to $5,000 transactions per day. If your eCheck casino allows it, you can deposit larger amounts of money via eCheck with low to no fees.
| Note: due to anti-money laundering policies, casinos don’t allow reversible deposits. Once you deposit money with eCheck or any other payment method it’s finite, so you better review the transaction nicely before you hit the Deposit button. |
Disadvantages of eCheck
Just like any other payment method, eCheck isn’t perfect. Most notably, it’s much slower than e-wallets, and it’s not the ideal option if you’d like to keep your gambling exploits a secret.
Slow transactions
On average, transactions made via eCheck may take up to 3 days. That’s slow in 2023 where we have e-wallets and digital payment methods that process transactions in just a day or two.
Not widely available
Not all casinos accept ACH (eCheck) transactions, even if they allow bank accounts. If you want to use this payment method, you’ll have to refer to our list of top eCheck casinos.
Requires technical details
Using eCheck requires you to enter some bank details which aren’t hard to obtain, but are still a nuisance. For example, you must enter your bank routing number and possibly a few other details that won’t change, but it’s still a few extra steps to make a deposit.
How to deposit with eCheck at online casinos
Online casino withdrawals with eCheck
One of eCheck’s positive aspects for online gambling is the fact that you can use it for deposits and withdrawals. It’s easy to claim your winnings with it, especially if you follow the step-by-step instructions below.
- Log in to your chosen eCheck casino
- Head to the cashier page and check your withdrawable balance
- Enter the desired amount
- If you used eCheck to make a deposit, your withdrawal will be automatically sent on it.
| Note: before your first withdrawal, you must pass the KYC check. This is a mandatory measure at the best online casinos and requires you to send some documents that confirm your identity. In general, the documents include: – Proof of identity – copy of your ID, driver’s license, or color copy of your passport – Proof of payment method – copy of a bank statement – Proof of address – utility bill with your name and address clearly visible |
Similar payment methods to eCheck
Due to its limitations, many players will look for eCheck alternatives. The good news is that there are many options to pick from at the best Canadian casino sites, including the ones below.
VISA
ApplePay
Paysafecard
eCheck’s impact on the Online Gambling Market
We can’t say that eCheck has had a revolutionary impact on iGaming. It certainly made things easier for Canadian players, but the number of eCheck casinos isn’t as large as Visa or Mastercard casinos.
That said, it does act as an alternative to bank transfers, even though it does have its limitations. It’s a safe payment option for most players, and in that department, it has changed the landscape with impenetrable security.
Conclusion
If you’re looking for a safe and reliable payment option to use at the top Canadian casino sites and you don’t mind the slow transaction times, eCheck is a good idea. It does come with a few disadvantages, but overall, paying with it is just like paying with your bank account, and that degree of security matters.
FAQs
eCheck is one of the safest payment options you can use. When you make a deposit, your bank sends an eCheck to the casino which is digitally signed and among the safest options on the market.
No, you don’t. As long as your bank is on the ANC network – and most are – you can use eCheck at casinos that accept it.
eCheck deposits and withdrawals are on the slow side of transfers. Deposits take up to 3 days, and withdrawals might need a few days more.
Yes, it does. It accepts any currency your bank accepts, so you can make seamless transactions with no currency conversion fees.
No, they don’t. The number of eCheck casinos is smaller than, say, Visa casinos. It’s fair to mention that at some casinos, you will find it under the name ANC.
